Repo Rate Kya Hai Aur EMI Par Kaise Asar Daalta Hai?

Repo rate woh interest rate hai jis par RBI banks ko short-term paisa udhaar deta hai, badle mein eligible securities collateral ke taur par li jaati hain. RBI repo rate ko monetary policy ke ek important policy rate ke roop mein use karta hai. Jab RBI repo rate badhaata hai, banks ke liye paisa udhaar lena mehenga ho sakta hai, jiska asar aage chal kar kuch loans ki interest rates aur EMI par pad sakta hai. Jab repo rate ghatta hai, borrowing conditions relatively sasti ho sakti hain. Isliye repo rate ka asar loans ke saath-saath economy mein spending aur inflation par bhi padta hai.